Some people buy long-term care insurance as soon as they can, while others continue to put off the purchase. The approach you take depends on a variety of factors, including your budget and personal beliefs. Here are some things to think about if you’re on the fence...
Long-Term Care Planning
How much does a nursing home cost?
Long-term care planning is difficult because it’s not possible to accurately predict every aspect of your future. Many people put aside what they believe is enough money for the future, but then a disease or a medical emergency drains those funds seemingly overnight,...
Long-term care options for special needs adults
When you have a special needs adult child, you may not know what to do when you can no longer care for them. As a parent, it’s a scary thought to imagine who will take care of your child once you’re gone. This thought becomes more haunting as you age. Until a child is...
Medicaid crisis planning for when the unexpected happens
A slip-and-fall accident, a debilitating diagnosis or abrupt physical and mental limitations stemming from age can strike seemingly without warning. Sudden incapacitation can require in-home care or placement in a long-term care facility. Crisis planning steps after...
